We help SMEs find the 20 percent that moves the 80 percent
PeakRatio works alongside SME owners to find the right balance of capability, operations and finance, for the stage you're in, and the one you're heading to.
Every business has gears.
A gearbox doesn't make a car faster. It applies the engine's power at the right time, in the right way.
A startup needs 1st gear. Torque, traction, momentum from a standing start.
A scaling business needs 3rd or 4th. Building speed without burning the engine out.
A mature business needs 6th. Efficient, sustained, profitable.
The wrong gear at the wrong time wastes energy. Or worse, it breaks something.
PeakRatio is about finding the right gear for where you are now, and knowing when it's time to shift up.
Embedded, not external.
We don't parachute in with a deck and a plan. We work alongside you for as long as it takes to understand what's actually happening in your business, where the friction is, and what's holding you back from the next gear.
Then we bring in the right people to fix it. Sometimes a contractor. Sometimes a permanent hire. Sometimes just a process change.
Our success is measured by your team's capability, not your dependence on us.
Our Services
Finding new revenue, entering the right markets, and building a pipeline that holds up.
Cashflow, forecasting and the financial clarity to make confident decisions.
Designing the systems, processes and tools that let your business run without you in every room.
Tying growth and operations together when something bigger needs to change.
Resources
Most SME cash flow problems are predictable. They just go unnoticed until it's too late to act. This free guide covers the five warning signs that appear in businesses before a cash crisis hits . What each one means for your next 90 days. Download it, read it, and be honest about how many apply.
A ready-built Excel workbook covering every area of your business finances — pipeline, cash, assets, compliance, and a 15-month rolling cashflow forecast. All pulling into a single Dashboard. Includes the full working workbook with all seven tabs and pre-built formulas, plus a written setup guide with worked examples using dummy data to help fill the document. Blue cells are inputs. Everything else calculates automatically. No accounting knowledge required. Once set up, it takes around 15 minutes a week to maintain.
Everything in the Template Only option, plus a 45-minute video call with the team to walk through the tool together and get it working for your business from day one.On the call, you'll set your opening balance, enter your overheads, and populate your first pipeline entries. You leave with a live forecast, not a blank spreadsheet.Includes: the full working Excel workbook, the written setup guide, and a 45-minute 1:1 setup call with Brian.A booking link is sent within one business day of your order.
Reviews
Built for SMEs in Scotland and across the UK.
PeakRatio is based in Glasgow and works with founder-led businesses that are ready to find their next gear. Our approach is calm, deliberate, and focused on what actually moves the business forward.
If you're not sure what gear you're in, that's where we start.
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Get in touch
Tell us a bit about your business and where you feel stuck. We'll come back within one working day to arrange a discovery call.
The first conversation is free and there's no commitment beyond it.
Frequently Asked Questions - FAQ
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We work with founder-led SMEs across the UK, typically between £500k and £10m turnover. Our clients are usually at a point where the founder is still in every decision and knows something needs to change to move into the next stage.
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Traditional consultants deliver a report and leave. We embed with your team, diagnose what's actually happening, and bring in the right specialists to fix it. Our success is measured by your team's capability, not your dependence on us.
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Most engagements start with a short discovery phase (two to four weeks) where we get inside the business. From there we agree a scope that matches the gear you're in: whether that's growth, operations, finance, or a broader transformation. We work in defined phases with clear outcomes, not open-ended retainers.
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Both. We're based in Glasgow and happy to be on site with Scottish and Northern UK clients. For engagements further afield we blend on site time with remote work. The relationship matters more than the location.
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That's exactly when to talk to us. Most SME owners know something isn't working but can't quite name what. The first conversation is about listening, asking questions, and helping you work out which gear you're actually in. No pitch. No pressure.
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Collaborative, honest, and straightforward. We're here to guide the process, bring ideas to the table, and keep things moving.